Phone Calls
Phone calls are generally run over the telephone network operated by the Deutsche Telekom company, even though there are many private phone companies in business. When making long-distance calls, i e., to places more than 50 kilometers away, it’s advisable it to use the so-called call-by-call services. Check out www.teltarif.de. and do some research before using any calling services.
 City | Country Code / City Code |
 Aachen | 49-241 |
 Berlin | 49-30 |
 Bielefeld | 49-521 |
 Bonn | 49-228 |
 Bremen | 49-421 |
 Cologne (koln) | 49-221 |
 Darmstadt | 49-6151 |
 Dusseldorf | 49-211 |
 Essen | 49-301 |
 Frankfurt/main | 49-69 |
 Frankfurt/oder | 49-335 |
Hagen | 49-2331 |
Hamburg | 49-40 |
Hannover | 49-511 |
Heidelberg | 49-6221 |
Herne | 49-2323 |
Kiel | 49-431 |
Leverkusen | 49-214 |
Ludwigshafen/rhein | 49-621 |
Munich | 49-89 |
Oberhausen | 49-208 |
Remscheid | 49-2191 |
Rostock | 49-381 |
Wtirzburg | 49-031 |
Zeitz | 49-3441 |
Emergency Numbers:
Roadside Assistance
Car Hire
Rail
Institutes/Medical Help
Lost Credit Cards/Travelers’ Cheques
Airlines & Airports
Airports
Government & National Organizations
Banks
Opening hours are determined by the individual banks, and can vary greatly although no branches stay open later than 6pm and on Saturdays and Sundays all banks are closed. Many banks have a foyer with ATMs which can be accessed 24 hours a day.
List of banks in Germany:
Tips on opening a bank account:
It is quite easy to open a bank account in Germany, although it is essential to be registered in the country and have the correct documentation. The following documents are required:
Using a German Bank Account
When writing or reading German numbers, it is important to know the placement of points and commas:
€1000.00 (one thousand Euro) is written: €1.000,00
52.6% (Fifty-two point six percent) is written: 52,6% (zweiundfünfzig Komma sechs Prozent)
Cheques are rarely used in Germany although travellers’ cheques (Reisescheck) can be issued by all national banks.
Some common German Banking Terms
English | German |
---|---|
Bank | die Bank |
Bank account | das Bankkonto |
Bank balance | der Kontostand |
Bank book | das Bankbuch |
Bank charges | die Bankgebühren |
Bank draft | die Bankratte |
Bank loan | das Bankdarlehen |
Bank manager | der Filialleiter |
Bank rate | der Diskontsatz |
Bank statement | der Bankauszug |
Bank transfer | die Banküberweisung |
Bounced cheque | der geplatzter Scheck |
Cheque | der Scheck |
Cheque book | das Scheckbuch |
Credit balance | das Guthaben |
Credit card | die Kreditkarte |
Current account | das Girokonto |
Debit | das Soll |
Debit balance | der Soll-Saldo |
Deposit | die Einzahlung |
Deposit account | das Einlagenkonto |
Exchange rate | der Wechselkurs |
Fixed rate | die feste Rate |
Interest rate | der Zinssatz |
Non-resident account | das Ausländerkonto |
Overdraft | die Kontoüberziehung |
Paying-in slip | der Einzahlungsbelag |
Payment slip | der Einzahlungsschein |
Travellers’ cheques | der Reisescheck |
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Post Offices
Post offices in larger towns and cities are generally open Monday to Friday from 8am to 6pm, and on Saturdays until midday. At larger railway stations and airports they often stay open for longer and also open on Sundays.
Postage for a standard letter (up to 20g) is €0.55, for postcards €0.45.   Â
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