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Career Options After 12th Commerce

commerce courses after 12th1

So you didn’t exactly shine in your 12th (commerce) board exams. There’s no need to worry! Though some doors might have closed, many options still remain open to you. Also, if you had a science background and it hasn’t worked out for you, this might be the perfect time to switch to commerce! Read on for an insight into your future career options in commerce.

Commerce education in India has huge scope. Some of the commerce-related courses that you can pursue after 12th at the undergraduate level are mentioned here. (The basic requirement for these courses is Maths and English at the 10+2 level, so a science student who has studied these subjects can also apply to them.)

So here are the various career options and courses/ degrees you can study after commerce in 12th:

Course & Career Options

Eligibility to pursue course/ career


B.Com (Pass): If you have a low percentage in 10+2, you can pursue B.Com Pass and can pursue professional courses like CA, CS or ICWA.

10+2 from any stream is the minimum eligibility criteria of colleges offering B.Com Pass courses. Check out our commerce hub, for more information. You can also click on careers in commerce for more information.


B.Com (Hons):You can pursue your post graduation ie. M.Com after completing your graduation and increase your chances in the teaching profession, banking sector, financial organisations, export companies, and business houses. Alternatively, you may even pursue an MBA in foreign trade, finance or even HR and marketing. 

10+2 from any stream. Cut-offs in this stream are extremely high but if you have scored around 90% your chances of getting through B.Com (H) are bright. For details, click here. You may also pursue professional courses like CA, CS or ICWA along with your B.Com Degree.


ICWA: Becoming a Cost & Works Accountant is among the good options after 12th for Commerce. The Institute of Cost and Works Accountants of India (ICWAI) promotes, regulates, and develops the profession of Cost Accountancy in India.

A student from any stream after having passed the 10+2 examination is eligible to appear for the Foundation Course. For details, click here.


BA (Hons.) Business Economics/ B.Com.(with specialization in Business Economics): This course covers subjects like Economics, Statistics, Quantitative Techniques, Finance, International Trade, Computers and Environmental Economics; is an option for those interested in trade & commerce. It’s a 3yr professional course that will help you with employment opportunities in corporate houses, NGO’s & research institutions & also to enable you to pursue higher studies in Eco, Management & Finance.

10+2 with 55% and English and Mathematics as core subjects. Some universities in India like the University of Delhi admit students on the basis of an admission test. Other universities like Maharaja Sayajirao University of Baroda admit students based on the marks obtained at the 10+2 level, provided you have either of the following subjects: Economics, Accounts, Business Mathematics, Statistics

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B.A Economics: A BA in Economics focuses mainly on theoretical concepts and prepares you for higher studies. After graduation you can go for M.A Eco (H). Alternately, you can pursue an M.Phil in Economics, or specialize in a branch like Business or Micro Economics, Macro Economics, Labour Economics, Industrial Economics and International Economics. There are colleges that offer courses like Masters in Business Economics, which is a course of high repute. You can appear for Indian Economic Services; the people who get selected are recruited as Grade A officers in organisations like the Planning Commission, Planning Board, and the Ministry of Economic Affairs. You can even write reports on economic and business events in newspapers. There is also a growing demand for economics teachers in India and abroad. For details, click here.

10+2 in any stream. Some colleges may prefer that you have subjects such as mathematics, economics and accounting in your 10+2.


BA Hons (English): One of the unconventional but solid career options after 12th, English Literature will open up doors for journalism or higher studies or even options for B.Ed and UGC NET (to be a qualified lecturer in college or university).

You have to pass 10+2 with a minimum aggregate of 50%. Many universities hold entrance tests for admission to English Colleges in Calcutta like Presidency College, St Xaviers and Lady Brabourne hold entrance tests for admission to English

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BBA:A management degree is yet another option for interested candidates. If you have Mathematics and English as core subjects, then Bachelor of Business Administration (BBA) is a good option for you. It is a three-year degree course designed to impart management education and inculcate entrepreneurship skills in a student. Possible job profiles after this course include marketing managers, financial managers, strategic mangers, operations managers and human resource managers.

10+2 from any stream provided you have Mathematics and English as core subjects and a minimum aggregate of 50%. You need to sit for entrance exams conducted by different colleges offering BBA program. For details on Business Management, click here.


BCA: Do you want to permanently bid good-bye to commerce but are wondering what to take up next? Then Bachelor of Computer Applications (BCA) is a good choice if you have a technical bent of mind. BCA is a three year degree course concentrating primarily on programming languages.

10+2 with a minimum of 50% aggregate from any stream. Entrance tests are conducted in individual colleges for admission to BCA courses. For details click here.


BAF: BAF stands for Bachelors in Accounting and Finance. The duration of the course is 3 years. The course mainly focuses on tax, cost accounting, auditing, business law and economics, among other things. You can pursue higher education in finance and accounting, or an M.Com or even an MBA in finance. It is a good course if you want to work in the field of accounting and finance. Colleges like St. Francis, St. Xavier’s and Loyola College in Mumbai offer this course.

You need to have at least 50% at your HSC level. To know more about accounting and finance, click here.


BFM: BFM or Bachelors of Financial Markets is a three year undergraduate course that focuses on debt markets, equity markets, risk management, micro economics, investment, mutual funds and security markets. By organising things like industry visits, the course exposes students to operational environment in the field of Financial Markets. Colleges like K.J Somaiya and LS Raheja in Mumbai offer this course. You can further your prospects by pursuing certification courses in financial markets provided by the NSE. You can also pursue courses like CFA (Chartered Financial Analyst) or better your skills and employment prospects by pursuing an MBA or M.Com.



BBI: Bachelors in Banking and Insurance course is also a 3 year undergraduate course. The course focuses on topics like financial accounting and management, banking laws, business laws, corporate laws, auditing, and cost. You can pursue and MBA or an M.Co

You need to have at least 50% at your HSC level.

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B.Sc (H) Maths: The course mainly revolves around developing mathematical skills in algebra, calculus and data analysis. Ideally you should go for higher studies, but there are opportunities available in many financial services companies and the data processing, testing and research centres of multinational companies.

Difference between B.Sc Maths and Statistics

You need to have passed 10+2 or an equivalent examination with a minimum of 50% marks aggregate in Physics, Maths and any one of the following: Chemistry, Statistics, Geology, Computer Science, Informatics practices and Geography and must have passed in each of the concerned three subjects. The minimum % required varies from college to college.


B.Sc (H) Statistics/ B.Stat (Hons): The mathematically oriented curriculum of B.Sc (H) Stats is an excellent degree courses, and is designed to teach subjects like probability and permutations. After your graduation, you can pursue courses like actuarial sciences. You can even pursue courses like M.Stats from the Indian Institute of Statistics. With a bachelor’s degree in Statistics, one can become a business analyst, research officer, data analyst, investigator or a lecturer. Difference Between B.Sc (Maths) and B.Sc (Statistics)

50% marks in Mathematics and 45% marks in the aggregate. Some institutes only require mathematics & English as subjects in 10+2. 10+2 from any stream with 60% or more marks in Mathematics and 55% or more marks in aggregate of four subjects including mathematics.


B.Sc.(H) Computer Science: Are you also debating an option of trying something different from commerce but have a love for mathematics? Then why don’t you try a course in Computer Science? A B.Sc. in Computer Science and then a higher degree would open various opportunities in the IT sector, banks, or even research options.

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CS (Company Secretary): A CS plays a vital role in a company’s management. A Company Secretary is expected to take crucial decisions regarding legal matters, tax, finance, excise laws, corporate laws, labour laws and corporate planning. He is the most important link connecting the shareholders, regulatory agencies and the board of directors.

For this prestigious career, you can also appear for the Foundation Program for Company Secretary, if you have passed 10+2 in any stream. Career as a Chartered Accountant

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Mass Communication/Journalism :If you have a flair for writing and do not wish to continue with commerce any longer, then from all the degrees, mass communication would be just the right option for you. You can specialize in print journalism, advertising, radio journalism or television journalism; working as a reporter, copy editor, editor, content writer, web editor, producer or journalist. Mass Communication Education in India

A student should have passed 10+2 from any stream. Entrance tests are conducted for admission to Mass Communication program in any institute or college of repute. Some of the important universities offering bachelors degree in mass communication or journalism courses are IP University, Delhi University, Calcutta University, and Mumbai University. Mass Communication Career in India

Read More


Language Courses: If you consider yourself a linguist, then you can even pursue a course in any foreign language offered by many universities. These include Indian languages. Alternatively, you can pursue a full time regular course in any other subject and learn French from Alliance Francoise, German from MaxMuellerBhavan or Italian from the Italian Embassy. Learning a new language armed with a B.Com Pass degree or a Mass Communication/ Journalism degree will give you an added advantage.Embassies and even corporate organisations look for people with knowledge of a foreign language. These days BPOs (Business Process Outsourcing) also look for people with an understanding of regional languages like Marathi, Tamil or Bengali.

You don’t require any specific qualification to study at cultural centres such as Max Mueller Bhavan or Alliance Francaise etc. Some universities such as Jawaharlal Nehru University (JNU) require you to clear an entrance exam to be selected for the BA, MA and M. Phil courses in a particular language. Advantages and Disadvantages of Distance Learning, All about Online Education in India

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