A Financial Planner is a money management professional (wealth manager) who helps individuals and organizations in meeting financial goals. He / she analyses your financial situation and offers financial advice suitable for living and growth. The planner looks all needs of individuals including budget, saving, taxes, insurance, investments, debt and retirement plan etc. Role of a financial planner is vital in every person’s life. Considering this, it shall be interesting to know what Financial Planning is.

Financial Planning is method of achieving life goals through wealth management or money management. Life goals of a person can be included many things like buying a house, saving for child’s higher education or planning for retirement. The Financial Planning strategy involves six steps that show you big picture of where you stand currently. The technique involves collecting relevant financial data, setting long term and short term goals, analyzing present financial condition and chalking out plans for how to meet financial goals given your current situation and future plans.

Financial Planning offers you enormous benefits. It provides sense and meaning to your financial approach. It explains how a financial decision of yours’ shall affect others. For example buying an expensive home may delay your retirement plan significantly. By looking each financial decision as part of whole life, sure you may know its short term and long term impacts. You can easily adapt to life changes and be in more secure place when finance comes in question. And to do all this, need of expert financial planner is obvious as everyone can’t be jack of all trades.

Rising commodity costs, medical expenses, costly education expenses for your child and fear of safety etc all can be fixed through expertise help of a Financial Planner. This is why Financial Planning is going to be a large industry in itself. There is demand for qualified Financial Planners in everyone’s life and this demand going to raise manifold with modernization and industrialization. Financial Planning makes Hot Career Choice!

A certificate in Financial Planning offers prospective job seekers to help others as well as offers them decent lifestyle in terms of work and money including job satisfaction. This is profession for those who like playing with numbers, meeting people and enjoy helping others. To start work as Financial Planner one needs rigorous training and certification for which exams are conducted. To know in details about Financial Planning Certification chose from the below links

• CFP Certification
• AFP Certification