Dr. Ambedkar Scheme of Interest Subsidy on Educational Loan for Overseas Studies for the Students belonging to the OBCs and EBCs

The Dr. Ambedkar Scheme of Interest Subsidy on Educational Loans for Overseas Studies for Other Backward Classes (OBCs) and Economically Backward Classes (EBCs) is a scheme that is dedicated for the promotion of education and more importantly education overseas among students belonging to OBCs and EBCs to study abroad in the programmes listed under this scheme.

This education loan scheme is a Central Sector Scheme which is designed to provide educational loans to students belonging to OBC and EBC category to study abroad for Masters, M.Phil. and PhD level studies.

Eligibility Criteria

  • Students should secure admission in any of the approved courses under this scheme for Masters, M.Phil. or PhD.
  • The student should avail a loan from a scheduled bank of the Indian Banks Association (IBA) under the Education Loan Scheme.
  • An OBC caste certificate is necessary to be produced by the student to give it to the bank they are availing the loan from.

Courses that can be undertaken to avail the Scholarship

Arts/Humanities/Social Sciences


Pure Sciences


Biotechnology/Genetic Engineering

Industrial Environmental Engineering


Marine Engineering

Petrochemical Engineering

Plastic Technology

Cryogenic Engineering


Automation Robotics (Artificial Intelligence)

Laser Technology

Low Temperature Thermal Dynamics


Art Restoration Technology

Dock and Harbour Engineering

Imaging System Technology

Composite Materials Engineering including Decentralized Power Distribution system, Energy Storage Engineering, Energy Conservation, Energy Efficient Habitat

Packaging Engineering/Technology

Nuclear Engineering

Information Technology (Computer Engineering, Software, Software Quality Assurance, Networking/ Connectivity Engineering, Communication System, Multi-media communication)

Industrial Safety Engineering

Agriculture and Agro Technology



Floriculture & Landscaping

Food Sciences and Technology

Forestry and Natural Resources


Plant Pathology

Energy Studies

Farm Power and Machinery

Veterinary Sciences

Soils and Water Management

Plant Breeding and Genetics

Small-scale Rural Technology

Ocean & Atmospheric Sciences



Any Other Subject **

** A subject can be added or deleted by the Ministry as per the situation.

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About Ileana Sharangpani

Ileana is a fresh face in content writing although her love for writing dates back to her school days. She is an avid tennis fan and has indulged in lawn tennis, basketball, hockey and volleyball during her school and college days. A foodie at heart, she likes to try different cuisines at every chance she gets. Professionally she has tried her hand at finance before content writing beckoned her. Already bitten by the travel bug, she hopes to explore different places in India and abroad.

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